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Not Every Life Insurance Policy is Created Equal

Find the right life insurance, for free. It’s quick and easy, and means your family is protected financially if anything happened to you.

This assessment is presented by wisekiwi.co.nz to help New Zealanders determine the best way to protect themselves and their families. This is a 100% no-obligation assessment.

Compare Policies Across all the Insurers

Easy 3 Step Process

Complete our quick assessment

Enter the required details so we can match you with the perfect adviser.

Our Advisers will get back to you

You will receive a call from one of our caring advisors, and they may even take you out for a coffee.

Rest easy knowing that you are covered

Once your policy is in place, have peace of mind that your loved ones are sorted should the unexpected occur.

Friendly and thorough making sure all bases were covered properly

We really appreciated the extra effort and time taken to make sure things were done properly, as our family has seen first hand what can happen when inappropriate cover is put in place.

Thank you for your compassion and support during this difficult time

I felt so well looked after and I will never forget how much you meant to me. Though far away, your support and assistance every step of the way felt as if I were sitting right next to you. Thank you so much!

Super helpful and caring nature

He’s more than our insurance agent- he is a mentor and a friend. He remembers every little detail of our lives and knows the insurance business inside and out.

How We Work

At Wisekiwi, we have access to Registered Financial Advisors (RFA’s) who are passionate about people and deliver a personalised service giving you the care and attention you deserve.

Life insurances are designed to protect your loved ones by giving them financial stability should the unexpected happen to you, within the policy terms. It can help your family continue to pay household bills, debts or a mortgage (should you have one), in what would be a very difficult time. It will also give you peace of mind that your family will be looked after when you’re gone.

Working with NZ’s top insurers an RFA will recommend the right products for your circumstances and never suggest something that is unsuitable or unaffordable. They will always provide options to meet your needs and budget.

To begin the process, you simply need to complete the assessment above and we will match you with an advisor. This is a FREE service with no obligation to buy.

Alternatively, should you already have cover in place, our brokers will also happily perform a FREE review for you, help you understand your cover and assess whether you have the most suitable policy.

Relax knowing you and your loved ones will be protected in any eventuality and request your free quotation today.

Why Us?

At Wisekiwi, we take great pride in ensuring you are in good hands to get the best plan possible.

We understand that you want to carry out your day-to-day routines, without worrying about what would happen to your family should the worst happen.

It’s a sad time if you must make a claim but at least you are not going to be financially disadvantaged. Your advisor is behind you to take care of the claim process so you can focus on the important stuff.

This allows you to come home after a hard day’s work, and relax with your family, rather than worrying about the ‘what if’s’.

Questions? Here are the answers.

How Much Does It Really Cost?

It’s Free to use wisekiwi.co.nz to find life insurance – you’ll never be charged for quotes.

It’s also Free to have an advisor sitting in your corner, helping you navigate and choose what’s right for you.

Life insurance could cost the same each month as a few coffees or a couple of beers, your advisor will give you certainty about the exact costs right now as well as what will happen in the future. In many cases premiums don’t increase, unlike the prices at the pub.

Does Life Insurance Really Pay Out?

Yes! However unlike the white-lie you told your mates, when it comes to life insurance you need to tell us the whole truth and nothing else.

Had a few health issues already or the occasional puff? Gotta let your advisor know! The only time life insurance doesn’t pay out is when you’re not 100% open and honest.

Can I Trust Your Insurance Partners?

Absolutely. All of our partners are Registered Financial Advisors (RFA’s) which means they have a duty of care to ensure you are provided with sound advice and are also regulated by the Financial Markets Authority (FMA).

Any person can complain to the FMA about the activities of an RFA and we can investigate that complaint and take appropriate action.

Why Get Life Insurance?

Losing a Parent sucks. But losing a Parent, the family home and the things they used to pay for all at the same time sucks on an entirely new level.

Life insurance is a safety net for your family. If anything happened to you before your cover ends, your life insurance would pay a lump sum to your family to help cover the financial loss of losing you.

Why Do You Need To Know If I Smoke?

We all know that smoking is bad for our health, and sadly it’s a contributor to disease and death in many people. We need to know if you smoke because it increases your risk of death. But be honest – your insurance may be invalid and not pay out if you try and fib your way around this one.

Why Do I Need To Speak To Someone, Can't I Do This All Online?

There are a couple reasons you need to speak to someone in person

First – unlike car insurance where there could be a few thousand dollars a stake – with life insurance we’re regularly talking about hundreds of thousands or more. For that reason, life insurance companies like to have recorded details to make sure you are who you say you are should there be any disputes if a claim arises.

And second, we firmly believe that speaking to real human beings ensures that your requirements are fully understood and you get the right cover for you and your family.

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